As consumer demand for cashless and contactless transactions continues to grow, SECO supports OEMs in embedding secure and globally certified payment technology directly into their products.
The SECO integrated solution offers a Human-Machine Interface (HMI) screen with an integrated computing module running Clea OS, and the Modular Pay Mini, a certified NFC payment terminal.
The Modular Pay Mini component is certified for payment acceptance in over 80 countries and supports major international credit card networks, including Visa, Mastercard, Amex, Discover, JCB, and UnionPay, alongside various contactless standards. In addition, its dual functionality enables it to operate as a standard NFC/RFID reader for closed-loop applications like access control or loyalty programs, as well as a secure payment processor.
SECO also provides expert hardware integration services, seamlessly fitting both the HMI and Modular Pay Mini into a sleek glass front panel design for effortless incorporation into customers’ final products. This design eliminates the physical integration burden for OEMs, providing a plug-and-play experience. The solution is further supported by the SECO Payment API, which connects customer applications with the payment host system and the Clea Framework for comprehensive device management and data monetisation.
The integration with SECO’s Clea Framework allows OEMs to manage devices remotely, perform over-the-air updates, gather telemetry data, and even create new recurring revenue streams through paywalled AI/ML applications. This transforms smart devices into sophisticated service delivery platforms, enhancing ROI and enabling OEMs to remain competitive in an increasingly connected and data-driven world.
By adopting SECO’s integrated payment solutions, OEMs can accelerate their time to market for new service offerings, reduce operational complexity, and enhance user experiences.
“These solutions provide OEMs with flexibility and scalability, giving them a competitive advantage in today’s fast-paced digital economy,” said Martin Duemling, Senior Product Manager Payment, SECO.
